Which term is defined as a brief summary of all recorded instruments affecting the title?

• A. Chain title
• B. Abstract title
• C. Certificate of title
• D. Affidavit

Answer: (B)

Think of it as a concise snapshot of everything that can affect who owns the property. An abstract of title is a compact compilation of all recorded instruments—deeds, mortgages, liens, easements, judgments—that relate to the title, outlining the history and any encumbrances. It’s the tool used to quickly see what might impact transferability or marketability of the title, often paired with a title opinion or commitment. The other terms describe different ideas: a chain of title is the full sequence of owner transfers, a certificate of title is a professional opinion about marketable title, and an affidavit is a sworn statement, not a title summary.