Which term describes the written opinion given after title examination by an attorney?

• A. Abstract title
• B. Chain title
• C. Certificate of title
• D. Attorney's opinion

Answer: (D)

After examining the title, the attorney writes a formal assessment of the title’s status. This written assessment is known as the attorney’s opinion of title. It explains whether the title can be deemed marketable for transfer, flags any defects or liens that could affect ownership, and notes issues that must be resolved before closing. This opinion helps the buyer and lender understand what risks remain and what steps might be needed to clear them.

The other terms refer to different concepts: an abstract of title is a compiled summary of all records affecting the title, not a legal assessment; the chain of title is simply the sequence of owners over time; a certificate of title is an official document stating the title’s status, typically issued by a title company or registry, rather than a legal opinion from a lawyer.