Which statement best describes a general lien?

• A. It attaches to a specific property for a specific debt
• B. It is voluntary and arises from a contract
• C. It affects the debtor's entire property rather than a single property
• D. It is created by private agreement

Answer: (C)

A general lien means the creditor can reach the debtor’s entire property to satisfy the debt, not just a single asset. This broad reach often comes from law or a court judgment, and it can apply to property the debtor owns now or later acquired property as needed to satisfy the obligation. That distinguishes it from a lien tied to a specific asset, which only encumbers that particular property. So the statement that describes the general lien best is the one noting its effect on the debtor’s entire property rather than just one property. Descriptions that emphasize a lien arising from a voluntary contract or created by private agreement describe contractual or specific-lien scenarios, which don’t capture the general-lien concept.