Which issue refers to an omission of information in public records?

• A. Encroachments
• B. Hidden defects in public records
• C. Suit quiet title
• D. Standard coverage

Answer: (B)

In real estate, a missing or omitted item in public records creates a risk known as hidden defects in public records. This term captures the idea that important information isn’t disclosed in the official records, so a title search may overlook it and leave the buyer exposed to unreported issues like liens or ownership claims. The other choices refer to things you can see or pursue through other means: encroachments are physical intrusions of a structure onto another property; a suit to quiet title is a legal action to resolve who owns the property; standard coverage describes what a title insurance policy covers. So the omission-focused concept is hidden defects in public records.