Which form of agency authorizes an agent to handle matters of all types for the principal and may involve a power of attorney?

• A. General agency
• B. Universal agent
• C. Special agency
• D. Express agency

Answer: (B)

The form of authority described is a universal agent. A universal agent has power to act for the principal in essentially all matters the principal could handle, across different areas of life, within what the law and the grant of authority allow. That broad reach is often provided through a power of attorney, a legal document that entrusts the agent with the principal’s affairs, sometimes including financial, legal, and personal decisions. This level of scope distinguishes universal agency from other forms: general agents manage a broad range of tasks within a specific business or relationship but not everything; special agents handle only particular acts or transactions; express agency refers to how the agency relationship is created, not the breadth of power. So the description fits universal agency because it implies broad, all-encompassing authority that may be established by a power of attorney.