Which deed is a special type of bargain & sale deed that includes a covenant assuring the grantee that the grantor has done nothing to encumber the property during the time they owned it?

• A. Quitclaim Deed
• B. Bargain & Sale Deed with Covenant
• C. Special Warranty Deed
• D. Administrators Deed

Answer: (B)

Understanding covenants in deeds helps explain why this is the right choice. A bargain and sale deed with covenant transfers the grantor’s interest but also includes a promise that the grantor has not encumbered the property during their own ownership. That specific assurance about encumbrances during the grantor’s tenure is exactly what the question describes, so this form fits best.

Quitclaim deeds carry no covenants at all, simply passing whatever interest the grantor has (if any). A special warranty deed is a warranty deed, offering protection against encumbrances only that arose during the grantor’s ownership, not framed as a bargain & sale deed with covenants. An administrator’s deed relates to property handled through an estate and carries its own typical protections, not the stated bargain & sale with a covenant.