Which deed contains only one covenant and guarantees the title only for the period the grantor owned the property?

• A. Special Warranty Deed
• B. Quitclaim Deed
• C. Bargain & Sale Deed
• D. Deed of Trust

Answer: (A)

Deeds differ in how much of the title they guarantee. A special warranty deed provides a limited protection: the grantor guarantees that no problems with the title arose during their own ownership and that they will defend against claims that occurred while they owned the property. It does not promise anything about defects that existed before the grantor took title. That limited, period-specific protection is why this type is described as containing only a limited covenant and guaranteeing title only for the time the grantor owned the property.

Other deed types either offer broader guarantees (a general warranty deed that covers the entire history of the title), or none at all (a quitclaim), or imply different kinds of assurances without a true title warranty (a bargain-and-sale), or are not even deeds of transfer but security instruments (a deed of trust).