Which covenant assures the property is free from liens or encumbrances other than those specified?

• A. Covenant of seizin
• B. Covenant of quiet enjoyment
• C. Covenant of encumbrances
• D. Covenant of further assurance

Answer: (C)

The key idea is what the deed guarantees about hidden claims on the land. The covenant of encumbrances promises that the property is free from liens or other encumbrances beyond those specifically disclosed in the deed. This protects the buyer by ensuring there aren’t unpaid mortgages, easements, judgments, or other claims lurking on the title unless they were already stated. Other covenants cover different protections: seizin confirms the seller owns the property and has the right to convey it; quiet enjoyment guarantees the buyer won’t be disturbed by someone asserting a superior title; further assurance commits the seller to take additional steps if needed to perfect the title.